Silver Extras

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Or, just give us a buzz on 1800 808 700 if you'd like to chat about it.

Look after your family and mates by spreading the word. If they join, we'll send you BOTH a FREE $50 Coles Group and Myer gift card to spend on the things you love. And you'll both go into the draw to win 1 of 2 prizes valued at more than $500.

Find out more

Getting ahead is important and you don’t want to neglect your health. You need a well-priced cover that offers comprehensive Extras cover to support your health. You are looking for a comprehensive medium level of Extras cover, but have decided against hospital cover.

Our economically priced, mid-range extras cover has mostly 75% benefits for the most popular services like:

General dental
Optical
Pharmacy
Physio
Chiro
Osteo
Natural therapies
Health Management Programs
100% national Ambulance cover

Service		Silver Extras (Effective from 1 April 2011)
		Benefit	Annual Limit
General Dental	Basic Restoration (fillings)	75% of cost	$550 per person
	Diagnostic Services
	Extractions
	Oral Surgery
	Periodontics
	Endodontics (Root Canal Therapy)
High Cost Dental	Crowns & Bridges
	Dentures
	Implants
	Orthodontics
Optical	Glasses & Contact Lenses	100% of cost	$180
Optical	Laser Eye Surgery
Pharmacy	Prescriptions only*	75% of the cost $50 per script	$500 per person/ $1,000 per family
Physiotherapy and other therapies	Physiotherapy	75% of cost	$450 per person/ $900 per family
	Occupational Therapy
	Hydrotherapy
Chiropractic	Chiropractic	75% of cost	$450 per person/ $900 per family
Chiropractic	Chiropractic Xray	75% of cost	$450 per person/ $900 per family
Complementary Therapies	Remedial Massage	75% of cost	$350 per person/ $700 per family
	Osteopathy
	Myotherapy
	Homeopathy
	Naturopathy
	Herbal Medicine Consultation
	Acupuncture
	Podiatry
	Dietetics
Other benefits	Orthotics
	Pre / Post Natal Classes
	Home Nursing
	Speech Therapy
	Hearing Aids
	Psychology
	Allergy Treatment
	Surgical Equipment/ Health Aids
	Health Management Programs	100% of cost	$125 (single)/ $250 (family)
Ambulance	National ambulance cover	100% of cost	No annual limit

General Conditions

Annual limits are per person unless specified otherwise.
Optical benefits apply when prescribed by a registered optometrist. Benefits will only be paid where sight correction is necessary. No benefit is payable for sunglasses.
High Cost Dental: Loyality Limits apply after 5 years of continuous membership on Gold Extras.
*Pharmacy benefit applies after the maximum PBS amount of $35.40 has been deducted.
There are no pharmacy benefits for contraceptives or over the counter medicine.
Annual limits are for a financial year. i.e. 1 July – 30 June.
Please see fund brochure or cover description for full product information.
We recommend you contact the Fund to confirm your benefits before undergoing treatment.