We all love holidays! If you’re thinking about travelling overseas one of the most important things you need to consider is travel insurance, as your health fund membership doesn’t cover overseas medical services. You may also want to consider travel insurance when travelling within Australia to protect your pre-paid travel arrangements against cancellation, getting sick or having an accident.

Either way, QBE and Peoplecare have a travel insurance policy to suit your needs and Peoplecare members get a great deal on QBE's already competitive rates, FREE access to OMEGA - QBE's 24-hour Worldwide emergency assistance service, and earn QANTAS frequent flyer points on selected travel insurance policies.

QBE Travel Insurance Policies are designed for personal travellers during trips of up to 12 months, within Australia and overseas. They have a wide range of benefits that are tailored to your destination, including cover for:

• Overseas Medical, Dental and Additional Expenses
• Accidental Death, Disability and Loss of Income
• Cancellation & Delay's
• Resumption of Overseas Journey
• Rental Vehicle Expenses
• Luggage and Travel Documents

If you travel regularly for business or pleasure, QBE can provide cover for multiple trips within a 12 month period (maximum duration of any one trip is 60 days).

Please note: you need to organise your travel insurance before you leave.

The boring but necessary fine print: This is general advice only and does not take into account your individual objectives, financial situation or needs ('your personal circumstances'). Before using this advice to decide whether to purchase this insurance policy, you should consider the appropriateness of it having regard to your personal circumstances, plus obtain and consider the current Product Disclosure Statement (PDS) for the insurance policy.In arranging this travel insurance, Lysaght Peoplecare Limited ABN 95 087 648 753 acts pursuant to an agreement with the insurer, QBE Insurance Limited ABN 78 003 191 035. Travel Insurance is issued by QBE Insurance. You can get a PDS for this product from any branch of Peoplecare or QBE Insurance. You should consider the PDS in deciding whether to buy or hold the insurance.