OSHC Worldcare Student Plus - Product Information

Effective 1 February 2007

OSHC Worldcare Student Plus is an affordable and tailored extras cover designed for Overseas Students studying in Australia. OSHC Worldcare Student Plus will cover you for some common health services not covered by your standard OSHC Worldcare Policy

For Further Information: Telephone 1300 733 676 or email oshc@peoplecare.com.au

OSHC Worldcare Student Plus Cover

OSHC Worldcare Student Plus Cover provides Extras cover for the common services that students are likely to need:

Please note :

•  Financial Year is 1 July to 30 June and waiting periods may apply.

•  No benefits are payable by the fund when:

•  A member is given treatment without charge.

•  The services received are not recognised by the fund and are not provided by providers registered with the fund.

•  The service is provided outside of the Commonwealth of Australia.

•  An entitlement exists or may exist under any compensation, third party or sports club insurance.

•  A claim for a service is submitted more than 24 months after the date of service.

•  A claim is submitted for optical appliances not requiring sight correction, including sunglasses.

•  The claim benefit is less than $5, although this can be accumulated with other claims.

•  Services are provided by family members, relatives, business partners or self.

•  The claim is for goods and services that are deemed to be primarily for the purposes of sport, recreation or entertainment.

What does it Cost?

OSHC Worldcare Student Plus is priced to be affordable for students.

Note: When you choose the direct debit option from your bank account, your premiums will automatically be deducted each quarter until you tell us you would like to end your policy. The minimum policy period is 6 months.

This cover is recommended for single people. If you need cover for a couple or family, we have a range of products to choose from. Please email us on oshc@peoplecare.com.au or phone on 1300 733 676.

Waiting Periods

Please note : If a person is transferring over to OSHC Worldcare Student Plus Cover from another Australian health fund with an equivalent or higher level of cover, is financial and waiting periods from the previous fund have been served, waiting periods will be waived, but, Members transferring from another fund that have lower limits or benefit exclusions compared to Peoplecare must serve the waiting periods listed above before they can claim more than the former funds limit or benefit.

Other Services (more details available at our website www.peoplecare.com.au or by calling us on 1300 733 676)

For more information on OSHC Worldcare Student Plus, please email us at oshc@peoplecare.com.au or call us on 1300 733 676.

For information on your OSHC policy, please contact OSHC Worldcare.

Web: www.oshcworldcare.com.au

Email: oshc@worldcare.com.au

Sales & General Enquiries: 13 14 84

Claims: 1800 651 359

24 hour Assistance: 1800 814 781

Privacy Statement

Peoplecare respects your privacy and is committed to keeping your personal information safe through compliance with the Privacy Act and the National Privacy Principles.

Peoplecare only collects information that is necessary to assist the fund in providing its services. We do not collect personal information unless we first ask the member or individual for it.

Peoplecare exercises great care to protect the personal information that is held.

If you wish to obtain additional information regarding our Privacy Policy please contact the fund Privacy Officer on 1300 733 676 or refer to our website www.peoplecare.com.au

Cooling off Period

We are committed to ensuring that you choose the health cover that is right for you. If for any reason you decide that your choice was not suitable then we will provide a refund of your premiums (provided no claims have been made). You will need to contact us within the first 30 days of joining the fund or changing your level of cover for this 'cooling off period' to be available.

Complaints