Excess

Excess

Excess
  • An excess is the amount you pay up front if you go to hospital.
  • You can choose an excess on your cover to save on your premium.The higher your excess, the less you pay in premiums.
  • No excess for kids under 21.
  • Public Hospital or Day Surgery: You only pay half the excess
  • The good news is, no matter how many times someone on your membership goes to hospital during a financial year, the most excess you’ll pay is:
What's your excess? Maximum excess for the year
  Single Couple/Family
$500 excess $500 $1,000
Key Features
  • We have agreements with around 30,000 doctors and 500 private hospitals across the country
  • Please note that if you’re going to hospital, contact us first so we can give you more info about what you will and won't be covered for.