Community First Credit Union

Community First Credit Union

Because you’re part of our Peoplecare family, our friends at Community First Credit Union have super deals available, just for you.

Community First Credit Union offers a full range of competitive products and services including home loans, personal loans, term deposits and the award winning McGrath Pink Visa credit card. 


So, why Community First?

Like us they exist purely to give back to their members. They’re owned by the people who bank with them, which means they put their profits back into creating better products for them. 

What can they offer me?

Community First has competitive home loans exclusive to Peoplecare members:


Lock it in for 3 years

Take comfort in the certainty of knowing what your repayments will be with a Community First Fixed Rate home loan. It lets you lock in your home loan rate for 3 years. 

3.69%p.a* | 4.93%p.a**
Interest Rate | Comparison Rate 

  • 100% offset - Deposit your salary straight into your offset facility and you could reduce the amount of interest you pay on your home loan.
  • No ongoing fees - Pay $0 annual or monthly account keeping fees.
  • Make extra repayments - You won’t be charged for making extra repayments – up to $25,000 each year.

They're happy to help! Call directly on 1300 13 22 77


*Offer Terms and Conditions: All lending subject to lending guidelines. Terms and conditions, fees and charges apply – details available on application. *Interest rate is current as at 10/10/16 and is subject to change. **The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Offer commenced 10/10/16 and is available on the 3 year fixed home loan for new money, owner occupied, principal and interest applications only. Offer is for home loan applications made between 10/10/14 and 31/12/17 funded by 30/09/17 and can be withdrawn at any time. At the end of the fixed period the interest rate will revert back to the standard variable rate at the time. Minimum loan size is $50,000. Community First Credit Union Limited ABN 80 087 649 938 AFSL/Australian Credit Licence No. 231204


Low rate credit card

We think the McGrath Pink Visa credit card is one of the best cards going round. Not only is it award winning, it has one of the lowest rates in Australia and it helps to support McGrath Breast Care Nurses by donating half its annual fee ($20) to the McGrath Foundation.  

Here’s the low down:

  • Same low rate of 3.99%p.a* for 6 months on purchases, cash advances and balance transfers 
  • After the introductory period, the rate reverts to a low ongoing rate of 8.99%
  • Up to 55 days interest free
  • Low annual fee of $40
  • For each card issued, Community First will donate $20 to the McGrath Foundation for every year the card is held. 

find out more

Offer terms and conditions: * All loans are subject to lending guidelines. Terms and conditions, fees and charges apply - details available upon application. Rates are current as at 16/06//2017 and subject to change without notice. The introductory rate offer commenced on 16/6/2016. This is an introductory rate for 6 months only on retail purchases, cash advances and balance transfers. This introductory rate is for 6 months from funding. After the initial 6 month introductory period the interest rate of 3.99% p.a. will revert back to the standard credit card rate at the time. Currently this rate is 8.99% p.a. This offer is only available for new card applications and can be withdrawn at anytime without notice. Offer ends 31/12/2017. All loans subject to lending guidelines. Community First donates $20 to the McGrath Foundation from the annual fee for each McGrath Pink Visa card. The McGrath Foundation raises money to fund McGrath Breast Care Nurses in communities right across Australia and increase breast awareness in young Australians, with a particular emphasis on young women. 





Give them a buzz on 1300 13 22 77

Or visit Community First at one of their Financial Services stores



Don't worry - we're fussy

We think long & hard before picking new friends, and we are 100% sure before we introduce them to you.  We’re really passionate about doing what’s right by you, and we only ever partner with people who feel the same way. Because we’re more than just a health fund, we’re always on the lookout for ways to give you more bang for your buck.