Community First Credit Union

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Because you’re part of our Peoplecare family, our friends at Community First Credit Union have super deals available, just for you.

Community First Credit Union offers a full range of competitive products and services including home loans, personal loans, term deposits and the award winning McGrath Pink Visa credit card. 


So, why Community First?

Like us they exist purely to give back to their members. They’re owned by the people who bank with them, which means they put their profits back into creating better products for them. 


What can they offer me?

Community First has competitive home loans exclusive to Peoplecare members.


Lock it in for 3 years

Take comfort in the certainty of knowing what your repayments will be with a Community First Fixed Rate home loan. It lets you lock in your home loan rate for 3 years. 

3.69% p.a* Interest Rate
4.93% p.a** Comparison Rate 

  • 100% offset - Deposit your salary straight into your offset facility and you could reduce the amount of interest you pay on your home loan.
  • No ongoing fees - Pay $0 annual or monthly account keeping fees.
  • Make extra repayments - You won’t be charged for making extra repayments – up to $25,000 each year.

They're happy to help! Call directly on 1300 13 22 77


Find out more


*Offer Terms and Conditions: Credit eligibility criteria, terms & conditions, fees & charges apply. *Rates current as at 18/05/18 and subject to change without notice. Offer Terms and Conditions: Offer commenced 17/05/18 and is available on the 3 year fixed home loan for new money owner occupied principal and interest applications only. Offer is for home loan applications made between 17/05/18 and 31/12/18 funded by 31/03/19 and can be withdrawn at any time. At the end of the fixed period the interest rate will revert back to the standard variable rate at the time. Minimum loan size is $50,000. **The comparison rate is based on a secured loan amount of $150,000 over a loan term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Low rate credit card

We think the McGrath Pink Visa credit card is one of the best cards going round. Not only is it award winning, it has one of the lowest rates in Australia and it helps to support McGrath Breast Care Nurses by donating half its annual fee ($20) to the McGrath Foundation.  

Here’s the low down:

  •    Same low rate of 8.99% p.a* on purchases, cash advances and balance transfers 
  • Up to 55 days interest free
  • Low annual fee of $40
  • For each card issued, Community First will donate $20 to the McGrath Foundation for every year the card is held. 


Find out more


Credit eligibility criteria, terms & conditions, fees & charges apply. *Rates are current as at 31/03/2018 and subject to change without notice. Community First Credit Union donates $20 to the McGrath Foundation from the annual fee for each McGrath Pink Visa card. The McGrath Foundation raises money to place specialist McGrath Breast Care Nurses wherever they’re needed and seeks to increase breast health understanding. 






Give them a buzz on 1300 13 22 77

Or visit Community First at one of their Financial Services stores



Don't worry - we're fussy

We think long & hard before picking new friends, and we are 100% sure before we introduce them to you.  We’re really passionate about doing what’s right by you, and we only ever partner with people who feel the same way. Because we’re more than just a health fund, we’re always on the lookout for ways to give you more bang for your buck.


Need a hand?

Our Peoplecarers are never far away