Community First Credit Union VIP Offer

Now you can save on your home

loan and your health insurance


Looking for health cover?
Get cover for a
If you have an Accelerator Home Loan from Community First and join Peoplecare for your health cover, you’ll get a $150 or $300 EFTPOS gift card!

Join or switch to Peoplecare on a Hospital and Extras (combo) cover and you'll get*

  • A $150 EFTPOS gift card for a single or single parent cover or a $300 EFTPOS gift card for a couple or family cover
  • 10% off your extras premium (while you hold a combo cover)
  • Immediate cover for Extras benefits that usually have a 2 & 6 month waiting period
  • Exclusive deals for Peoplecare members

To get the offer, use promo code ‘CFCUVIP’ 

Add the promotion code in the online join form referral field or call 1800 808 704 to speak with our friendly Peoplecarers today.

*T&Cs apply

#1 Health Fund Call Centre in Australia

When you call us, we answer in person and deliver the fantastic customer service you love. 

Ipsos survey 2017

94.9% member satisfaction

Since day dot (many moons ago), we’ve been not-for-profit and
member-owned. It guides how we treat you. As an owner, you’re the
boss and we’re here for you.

Discovery Research: 2021 Member Satisfaction Survey

2-day claims processing

At Peoplecare, we pay over 80% of claims in 48 hours. 

Based on 2018 Peoplecare data, 83% of claims paid within 48 hours.

Switching to us is easy

Switching is simpler than you think! It takes around five minutes and you can switch online or over the phone.

Don’t worry, if you’re transferring from another health fund we’ll make sure we recognise any waiting periods you’ve already served if you switch within 30 days!

Terms and conditions

The boring but necessary fine print:

  1. This offer is for Community First Credit Union members who have an existing or take out a new “Accelerator Package” Home Loan product.
  2. This offer is for first-time new Peoplecare members only who join a Hospital and Extras cover (combo cover). This offer can only be claimed once.
  3. Must quote promo code CFCUVIP to be eligible for the offer
  4. Limit is $150 per single and single parent policy and $300 per couple and family policy.
  5. Members who purchase Ambulance only, Hospital only, Extras only or Overseas Student Health Cover (OSHC) covers are not eligible for the promotion.
  6. Offer expires 31st December 2022.
  7. Cannot be redeemed for cash or credit.
  8. The 2 & 6 month waiver of waiting periods applies to extras cover and doesn’t include Hospital waits. All Hospital waits still apply (unless you’re transferring from an equivalent or higher level of cover with another fund).
  9. 12 & 24 month waiting periods for extras cover still apply (unless you’re transferring from an equivalent or higher level of cover with another fund).
  10. For full details on waiting periods please visit
  11. The membership must be current and paid up-to-date at the time the offer is being redeemed.
  12. Peoplecare membership must be held for 30 days prior to the EFTPOS gift card being issued.
  13. Peoplecare can withdraw this offer at any time without notice. This offer is for a limited time only.
  14. The Gift Card received is subject to the standard Gift Card conditions and exclusions. For full Terms of Use please visit: