How extras cover could help you recover from surgery

Our team of experts at Peoplecare have come up with a table to show you how to use your cover to recover from:

  • foot surgery
  • hip surgery
  • knee surgery
  • shoulder surgery

Below are our benefits on our four levels of extras cover. Just be aware that waiting periods apply (displayed below).

Extras category
Extras service Simple Mid High Premium
Physiotherapy
  • Physiotherapy visit
  • Group classes
 Yes Yes Yes Yes
Chiropractic 
  • Chiropractic visit
 Yes Yes Yes Yes
Health Management 
  • Gym
  • PT session
  • Pool entry fees
  • Exercise equipment
  • CT/MRI scan
 Yes Yes Yes Yes
Exercise Physiology
  • Exercise Physiology visit
 Yes Yes Yes Yes
Osteopathy
  • Osteopathy visit
 Yes Yes Yes Yes
Complementary Therapies 
  • Remedial massage
  • Acupuncture
 No Yes Yes Yes
Dietitian
(If need to lose weight)
  • Dietitian consult
 No Yes Yes Yes
Podiatry
  • Podiatry visit
 No Yes Yes Yes
Occupational Therapy
  • Occupational Therapy visit
 Yes Yes Yes Yes
Health Aids
  • Commode chair
  • Crutches
  • Grab rails
  • Knee scooter
  • Knee/ankle brace
  • Shower chair or stool
  • Surgical stockings
  • Walkers
  • Cam boot/moon boot
  • Wheelchair
  • Post-operative shoe
  • Tens machine
  • Physio/chiro aids
 No No

Yes

 Yes
Home nursing
  • Wound care
 No No Yes Yes

 

Extras waiting periods

Waiting period Extras cover
No waiting period Services covered by your old fund (if you transfer within 30 days to a similar level of cover with us)
1 day Ambulance
2 months General dental, pharmacy, physiotherapy, chiropractic, podiatry & complementary therapies
2 months Pre/post-natal services (including midwifery)
2 months All other services, except for those listed below
6 months Optical
6 months Health management programs
12 months Major dental
24 months Laser eye surgery & hearing aids

If you're upgrading your extras cover, waiting periods still apply for the services that you weren't previously covered for.