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New Mental Health & Wellbeing Service

In partnership with Talked, access tools and advice to help you feel your best, including a free psychologist program and personalised support*.

*Not available on OSHC Extras Only or Ambulance Only cover.

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Introducing No Gap Dental with smile.com.au

Peoplecare members with Extras cover can now enjoy even more value through our partnership with smile.com.au. 

Along with Access to reduced and capped dental fees, members can also access No Gap Preventative Dental*, which includes: 

  • Up to 2 x No Gap* check-up and clean packages at a smile.com.au dentist, plus a No Gap mouthguard once per financial year.

*Terms and conditions apply.


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Get up to 8 weeks free on combination cover*

Join by 31 October 2025, maintain eligible Hospital and Extras cover and you could get 8 weeks free*. That's 4 weeks free after 60 consecutive days of holding your Peoplecare membership cover and 4 weeks free in month 13 of maintained cover.

Use code: 8WKSFREE

*Terms and conditions apply. Excludes Basic Accident hospital cover. 

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Why choose us

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97% of our members are satisfied

We’ve got the health cover and service to make you smile.

Source: IPSOS 2023 Member Satisfaction Survey

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Your wellbeing is our priority

We’re on a mission to connect you to the latest health and wellbeing programs at no extra cost to you.

70+ years experience

We've been providing health insurance for over 70 years.

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We're member-owned

We're for members, not for profits.

Refer a friend or family for $150

Refer a new member to a combined Peoplecare Hospital and Extras cover before 30 June 2026

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Health Programs & Support

Our Health and Hospital Substitution programs are designed to support our members on their health journey or on their road to recovery. We connect you to the latest programs and benefits on Peoplecare Hospital and Extras covers, like:

Latest news

Income Tiers Changes 2025

The government’s income tiers are increasing on 1 July 2025. This means that more Australians could claim a higher rebate to reduce their health insurance payments and could have tax implications for the 2025–26 financial year.

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International Men’s Week

International Men’s Week runs from June 9 – 15. The week highlights the importance of men’s health and to promote and support the health and well being of both boys and men in our communities.

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Reduce your out-of-pocket

Want to save on out-of-pocket expenses on your planned surgery?

We've provided our members a new search tool to make it easier to find doctors with a track record of providing Access Gap services.

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We're proud to be a part of the Members Health Fund Alliance

Peoplecare is a proud part of Members Health Fund Alliance, the peak industry body for not-for-profit health funds that all share a common value of putting our members’ health before profit.

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