Step 1 of 4
Get a quote for a
Family
in
NSW

What is your date of birth?

This helps us calculate a Lifetime Health Cover loading and age-based discount

Have you held continuous hospital cover for the past 10 years or since you turned 31?

What is your partner's date of birth?

This helps us calculate a Lifetime Health Cover loading

Has your partner held continuous hospital cover for the past 10 years or since they turned 31?

Do you know your applicable Lifetime Health Cover (LHC) loading percentage?

Lifetime Health Cover loading (%)

This will be between 2% and 70%

Are any dependants covered by this policy aged between 21 and 30 (inclusive) years?

Total income

This affects your quote. Households with a taxable income below the top tier get the Australian Rebate on private health insurance as a reduced premium. Find out if you’re eligible to lower your health insurance cost with the Australian Government Rebate on private health insurance. (You have the option to not claim it later)

Total income

This affects your quote. Households with a taxable income below the top tier get the Australian Rebate on private health insurance as a reduced premium. Find out if you’re eligible to lower your health insurance cost with the Australian Government Rebate on private health insurance. (You have the option to not claim it later)

Based on your date of birth, you are eligible for an age-based discount available on Basic Accident, Basic Plus, Bronze Plus and Silver Plus Essentials Hospital covers.

This rate will be retained until you turn 41 if you remain on the same policy. If you previously held an age-based discount, this may be considered upon transferring. This will be confirmed in processing your application/transfer.

Based on your date of birth, you are eligible for an age-based discount available on Basic Accident, Basic Plus, Bronze Plus and Silver Plus Essentials Hospital covers.

This rate will be retained until they turn 41 if they remain on the same policy. If they previously held an aged-based discount, this may be considered upon transferring. This will be confirmed in processing your application/transfer.

Please note: Adult dependants aged 21-30 (inclusive) who are not full time students will increase your premium.

If any dependant is married or in a de facto relationship, they cannot be covered on a family policy and will need to take out their own cover.

orange computer icon

Switching is easy

Coming to us from another health fund? Switching is easy and simpler than you think. Join Peoplecare and we can cancel your existing cover for you. You won’t spend any time without cover that way.

orange two love heart icon

Why Peoplecare

Easy claiming through our mobile app and Online Member Services portal – both voted number 1* for ease of claiming!

We're member-owned which means we don’t have shareholders. In fact, we are 100% owned by our members.

Award winning customer service - Our Peoplecarers love answering the phone in person, so if you ever need to reach us, we'll answer.

*Discovery Research: 2023 Member Satisfaction Survey

orange calendar icon

30-day cooling-off period

No worries if you change your mind: just let us know within 30 days of joining or upgrading your cover and you'll get a full refund of any premiums paid (as long as you haven't made any claims in that time, of course).