Age-based discount

What is the age-based discount and who is eligible?

We offer an age-based discount on our Basic Plus Hospital and Bronze Plus Hospital covers.

Plus, if you combine your hospital cover with any of our extras covers, we’ll take 10% off your extras too.

What is the age-based discount?

Australians under 30 taking out private hospital insurance can access a discount on selected hospital covers.

How does the discount work?

The discount ranges from 2% to 10%, depending on your age. The younger you are, the greater your discount.

Age Discount
18-25 10%
26 8%
27 6%
28 4%
29 2%
30 0%

Which covers are eligible for the discount?

Peoplecare offers the age-based discount on Basic Plus Hospital and Bronze Plus Hospital covers.

Can I transfer from another fund and keep my age-based discount?

Yes, you can if you are transferring to an eligible cover. You just need to transfer to us within 30 days of leaving your old health fund.

Once we get your clearance certificate from your previous fund, we’ll apply the same discount you had with them.

How long do I keep my discount for?

You keep your full discount until you turn 41 if you hold continuous cover. At 41 your discount decreases by two percentage points every year until it reaches zero.

Can I get the discount if I have an older spouse on my policy?

Yes, the discount will be averaged out between the two adults on the cover to give you the same overall discount as you would on a single cover.

Can I keep the age-based discount if I change Peoplecare hospital covers?

  • Yes: if you’re changing between our two covers with the age-based discount: Basic Plus Hospital and Bronze Plus Hospital covers.
  • No: if you’re changing to any other Peoplecare hospital cover.

How do I get a quote?

Call us on 1800 808 704.

Don’t want to call us?

Join online and we’ll apply your discount based on your age with a confirmation email.