Age-based discount

Under 30 and looking for cheaper cover?

We’ve got you sorted with a discount of up to 10% off our Basic Plus Hospital and Bronze hospital covers.

Plus, if you combine your hospital cover with any of our extras covers, we’ll take 10% off your extras too.

How do you calculate my entry age for the discount?

  • Joined before 1 July 2019: If you joined Peoplecare Bronze Hospital cover before 1 July 2019, your entry age is your age in years on 1 July 2019. For instance, if your 29th birthday was on 30 June 2019, your entry age is 29 with a 2% discount.
  • Join Peoplecare after 1 July 2019: Your entry age is your age in years on the day your cover starts.


What is the age-based discount?

For the first time, we can offer discounts to young Australians taking out private hospital cover thanks to a change in government rules. The change makes private health cover more affordable for you.

How does the discount work?

The discount ranges from 2% to 10%, depending on your age. The younger you are, the greater your discount. Finally, a financial advantage to being young. Nice!

Which covers are eligible for the discount?

Peoplecare offers the age-based discount on Basic Plus Hospital and Bronze Hospital covers.

Can I transfer from another fund and keep my age-based discount?

Yes you can. You just need to transfer to us within 30 days of leaving your old health fund.

Once we get word from your previous fund, we’ll apply the same discount you had with them.

Age Discount
18-25 10%
26 8%
27 6%
28 4%
29 2%
30 0%

How long do I keep my discount for?

You keep your full discount until you turn 41 if you hold continuous cover. At 41 your discount decreases by two percentage points every year until it reaches zero.

Can I get the discount if I have an older spouse on my policy?

Yes, the discount will be averaged out between the two adults on the cover to give you the same overall discount as you would on a single cover.


Can I keep the age-based discount if I change Peoplecare hospital covers?

How do I get a quote?

Call us on 1800 808 704.

Don’t want to call us?

Join online and we’ll apply your discount based on your age with a confirmation email.