Extras Cover for Overseas Students
At Peoplecare, we offer optional Extras* cover for overseas students studying in Australia, providing benefits for common services students may need from time to time.
While not required by the Australian Government, Extras cover can help with costs such as dental, optical, physiotherapy, chiropractic and osteopathic services, which are not fully covered by the public health system.
Extras insurance is popular in Australia for this reason, and this guide outlines the key features of the Extras cover options available to you.
*Available for Extras products that can be purchased on their own. Excludes Extras products that are only sold in combination with a Hospital cover.
Click join now to fill out a short form and our team will contact you. Read below to learn more about our available covers.
Products
Simple Extras gives you an essentials package at an affordable price. This is ideal for people who want to try Extras for the first time to get the base level optical, dental, physio plus much more to make your life easier.
Mid Extras gives you value for money along with a broad range of benefits including the popular muscle-calming remedial massage plus access to all your essential services like optical, general dental, major dental, physiotherapy, chiropractic, osteopathy and more. If you have an eye for value, this is the cover to help you take care of your health.
High Extras gives you benefits to all our Extras services. This is a level of cover for people who need their Extras more than most. High Extras gives you major inclusions like orthodontics, laser eye surgery & hearing aids plus all the dental, optical and core services you’d expect at generous benefit levels.
Premium Extras gives you our best benefits to all our Extras services. If you give your Extras membership a serious workout, this is your cover.
Choosing an Extras cover is easy.
We have 4 options – Premium, High, Mid, & Simple – so you can choose the best one for your needs & budget.
Please keep in mind that most services have an annual limit and waiting periods might apply.
Eligibility applies to receive the Australian Government Private Health Insurance Rebate on Extras. To check if this applies to you, please visit the Australian Taxation Office for more information.
How to use your cover: visit & claim
Visit:
- a dentist
- an optical store for your prescription eye needs
- a physiotherapist
- a chiropractor
- an osteopath
Claim:
Claim option 1. Use your Peoplecare card – claim instantly
- Use your Peoplecare card when you pay. Your Peoplecare Extras benefits will automatically reduce your total bill (for all eligible claims where you still have annual limits available).
Claim option 2. Claim with the Peoplecare mobile app
- Take a photo of your receipt, open the Peoplecare app and send the photo. For more information, see How to make an extras claim.
Claim option 3. Claim with Peoplecare Online Member Services
- Upload a photo of your receipt to Online Member Services and you’re done. Log in here to start claiming.
Claim option 4. Email us
- Just scan your completed claim form with your receipts and email us at info@peoplecare.com.au.
How to check your limits
You can check your extras limits on the Peoplecare app under the ‘Benefit limits’ section. You can also call us on 1300 733 676.
