Private Health Insurance at Peoplecare

  • What is private health insurance?
  • Why is private hospital cover important?
  • How does hospital and extras cover work?
  • Why choose Peoplecare and how to switch.
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What is Private Health Insurance?

Private health insurance can be taken out in a few ways:

  1. Hospital only insurance, which is used for admissions to hospital as a private patient.
  2. Extras only insurance, which is cover for non-hospital treatments such as dental, optical, physio and other complementary therapies.
  3. Combined cover is when you take out both hospital and extras insurance together.

There are plenty of reasons private hospital cover is important, such as:

When you think about health insurance it’s important to think about more than just the cost – it’s about giving you more choice for your healthcare, less time waiting for the services you need and (most importantly) the peace of mind to know that you’ll be looked after when you need it most. 

Want to know more? Read our article on the benefits of private health insurance.

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Switching to Peoplecare is easy

  • Switching is easy
    We can handle the cancellation of your existing cover for you.

  • Waiting periods transfer with you
    We’ll make sure we recognise any waiting periods you’ve already served if you switch within 30 days!

  • 30-day cooling-off period
    If you change your mind within the first 30 days of joining or upgrading your cover, you will get a full refund, provided you haven't made any claims during that time.

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Hospital and Extras cover

Combined cover is when you take out both Hospital and Extras cover together. This means you're covered for both hospital admissions and extras such as dental, optical, osteo etc.

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Why choose us

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97% of our members are satisfied

We’ve got the health cover and service to make you smile.

Discovery Research: 2023 Member Satisfaction Survey

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Your wellbeing is our priority

We’re on a mission to connect you to the latest health and wellbeing programs at no extra cost to you.

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Switching is easy with us

Switching to Peoplecare is quick and simple.

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We're member-owned

We're for members, not for profits.

You might be interested in...

What does Hospital cover include? orange hospital icon

We love keeping our hospital cover simple. Read our guide to see what our different levels of Hospital cover can provide.

What does Extras cover include? orange star icon

Our guide explains the key features of Extras cover, what it can include and how it’s different to Hospital cover.

Compare our health insurance products orange contact chat icon

Not sure what level of cover you need? Use our online tool to help you choose the right product.