Chiropractic and osteopathy benefits

We all get that stiffness in our neck or that ache in our back that doesn’t quite go away. But who’s the right person to see and will it be covered on your extras?

What’s the difference between chiropractic and osteopathic services?

Service Description
Chiropractic Chiropractors have a hands-on approach to the body with stretching, mobilisation, spinal manipulation and adjustments. They examine and treat problems of the bones, muscles and joints, things like stiffness, neck and back pain, injuries and restricted movements. Chiros can also recommend rehabilitation exercises, nutritional and lifestyle advice. You don’t need a referral from your GP to see them.
Source: Better Health
Osteopathic Osteopaths focus on the musculoskeletal system (our bones, muscles, tendons and ligaments) and its importance to our health and wellbeing. They look at the whole body to find the root of the problem (through soft tissues, the spine and nervous system), not just focusing on that one sore spot. They treat headaches, sports injuries, arthritis, neck and back pain through gentle movements and stretches that manipulate those areas. Osteos can provide exercise routines, relaxation techniques and body awareness sessions. You don’t need a referral from your GP to see them.
Source: Better Health

Don’t miss out on Chronic Disease Management Plan (CDMP) claiming

Chronic Disease Management Plans are for chronic conditions that have lasted for at least six months. If you have a chronic condition, you can get help from both the government and Peoplecare if you follow our steps.

Your GP will decide if you are eligible for Medicare funded Allied Health Services. Usually, Medicare provides benefits for five visits per person per calendar year. For the sixth visit and subsequent visits, you can claim from your extras cover and start drawing down on your limits. Chiropractic and osteopathic visits may be claimable if you take part in this program.

How to find a chiropractor or osteopath

Your GP might refer you to a specific practitioner or you could use our handy extras provider search to find one.

Peoplecare chiropractic and osteopathic benefits

Peoplecare provides benefits for services from chiropractors and osteopaths registered with Medicare.

Extras Cover Initial Consults Subsequent Consults Chiro X-Rays Limit per Person Limit Per Family
Premium Extras $50 $40 80% $600 chiro & osteo limit $1,200 chiro & osteo limit
High Extras $45 $35 70% $500 chiro & osteo limit $1,000 chiro & osteo limit
Mid Extras $40 $30 60% $350 chiro & osteo limit $700 chiro & osteo limit
Simple Extras $35 $25 50% $300 chiro & osteo limit $600 chiro & osteo limit

How the benefits work

  • A 2-month waiting period applies for new members and members who’ve just upgraded to an extras cover with chiropractic or osteopathic benefits.
  • Limits reset every financial year (1 July).
  • One initial consultation every financial year for chiropractic services

How do I check my extras limits?

You can check your extras limits on the Peoplecare app under the ‘Benefit limits’ section. You can also call us on 1800 808 690.

How to claim