Our fabulous experts at Peoplecare have come up with a new table to show you how to use your cover to recover from:
- foot surgery
- hip surgery
- knee surgery
- shoulder surgery
Below are our fabulous benefits on our four levels of extras cover. Just be aware that waiting periods apply (displayed below).
| Extras category |
Extras service | Simple | Mid | High | Premium |
|---|---|---|---|---|---|
| Physiotherapy |
|
Yes | Yes | Yes | Yes |
| Chiropractic |
|
Yes | Yes | Yes | Yes |
| Health Management |
|
Yes | Yes | Yes | Yes |
| Exercise Physiology |
|
Yes | Yes | Yes | Yes |
| Osteopathy |
|
Yes | Yes | Yes | Yes |
| Complementary Therapies |
|
No | Yes | Yes | Yes |
| Dietitian (If need to lose weight) |
|
No | Yes | Yes | Yes |
| Podiatry |
|
No | Yes | Yes | Yes |
| Occupational Therapy |
|
Yes | Yes | Yes | Yes |
| Health Aids |
|
No | No |
Yes |
Yes |
| Home nursing |
|
No | No | No | Yes |
View benefit rates for your extras cover.
Extras waiting periods
| Waiting period | Extras cover |
|---|---|
| No waiting period | Services covered by your old fund (if you transfer straight to a similar level of cover with us) |
| 1 day | Ambulance |
| 2 months | All other services, except for those listed below |
| 2 months | General dental, pharmacy, physio, chiro, podiatry & natural therapies |
| 6 months | Optical |
| 6 months | Health management programs |
| 12 months | High cost dentistry |
| 12 months | Pre/post-natal services (including midwifery) |
| 24 months | Laser eye surgery & hearing aids |
Please note that not all items are listed and other waiting periods may apply. Please contact the fund for more information.
If you're upgrading your extras cover, waiting periods still apply for the services that you weren't previously covered for.