How extras cover could help you recover from surgery

Our fabulous experts at Peoplecare have come up with a new table to show you how to use your cover to recover from:

  • foot surgery
  • hip surgery
  • knee surgery
  • shoulder surgery

Below are our fabulous benefits on our four levels of extras cover. Just be aware that waiting periods apply (displayed below).

Extras category
Extras service Simple Mid High Premium
  • Physiotherapy visit
  • Group classes
Yes Yes Yes Yes
  • Chiropractic visit
Yes Yes Yes Yes
Health Management 
  • Gym
  • PT session
  • Pool entry fees
  • Exercise equipment
  • CT/MRI scan
Yes Yes Yes Yes
Exercise Physiology
  • Exercise Physiology visit
Yes Yes Yes Yes
  • Osteopathy visit
Yes Yes Yes Yes
Complementary Therapies 
  • Remedial massage
  • Acupuncture
No Yes Yes Yes
(If need to lose weight)
  • Dietitian consult
No Yes Yes Yes
  • Podiatry visit
No Yes Yes Yes
Occupational Therapy
  • Occupational Therapy visit
Yes Yes Yes Yes
Health Aids
  • Commode chair
  • Crutches
  • Grab rails
  • Knee scooter
  • Knee/ankle brace
  • Shower chair or stool
  • Surgical stockings
  • Walkers
  • Cam boot/moon boot
  • Wheelchair
  • Post-operative shoe
  • Tens machine
  • Physio/chiro aids
No No


Home nursing
  • Wound care
No No No Yes

View benefit rates for your extras cover.


Extras waiting periods

Waiting period Extras cover
No waiting period Services covered by your old fund (if you transfer straight to a similar level of cover with us)
1 day Ambulance
2 months All other services, except for those listed below
2 months General dental, pharmacy, physio, chiro, podiatry & natural therapies
6 months Optical
6 months Health management programs
12 months High cost dentistry
12 months Pre/post-natal services (including midwifery)
24 months Laser eye surgery & hearing aids

Please note that not all items are listed and other waiting periods may apply. Please contact the fund for more information.

If you're upgrading your extras cover, waiting periods still apply for the services that you weren't previously covered for.