How extras cover could help you recover from surgery

Our team of experts at Peoplecare have come up with a table to show you how to use your cover to recover from:

  • foot surgery
  • hip surgery
  • knee surgery
  • shoulder surgery

Below are our benefits on our four levels of extras cover. Just be aware that waiting periods apply (displayed below).

Extras category
Extras service Simple Mid High Premium
  • Physiotherapy visit
  • Group classes
Yes Yes Yes Yes
  • Chiropractic visit
Yes Yes Yes Yes
Health Management 
  • Gym
  • PT session
  • Pool entry fees
  • Exercise equipment
  • CT/MRI scan
Yes Yes Yes Yes
Exercise Physiology
  • Exercise Physiology visit
Yes Yes Yes Yes
  • Osteopathy visit
Yes Yes Yes Yes
Complementary Therapies 
  • Remedial massage
  • Acupuncture
No Yes Yes Yes
(If need to lose weight)
  • Dietitian consult
No Yes Yes Yes
  • Podiatry visit
No Yes Yes Yes
Occupational Therapy
  • Occupational Therapy visit
Yes Yes Yes Yes
Health Aids
  • Commode chair
  • Crutches
  • Grab rails
  • Knee scooter
  • Knee/ankle brace
  • Shower chair or stool
  • Surgical stockings
  • Walkers
  • Cam boot/moon boot
  • Wheelchair
  • Post-operative shoe
  • Tens machine
  • Physio/chiro aids
No No


Home nursing
  • Wound care
No No Yes Yes


Extras waiting periods

Waiting period Extras cover
No waiting period Services covered by your old fund (if you transfer within 30 days to a similar level of cover with us)
1 day Ambulance
2 months General dental, pharmacy, physiotherapy, chiropractic, podiatry & complementary therapies
2 months Pre/post-natal services (including midwifery)
2 months All other services, except for those listed below
6 months Optical
6 months Health management programs
12 months Major dental
24 months Laser eye surgery & hearing aids

If you're upgrading your extras cover, waiting periods still apply for the services that you weren't previously covered for.