• Hospital and Extras cover
  • Take advantage of combination health insurance

• Family Combo Cover

• Hospital cover
  • Basic Plus Hospital
  • Bronze Plus Hospital
  • Silver Hospital
  • Silver Plus Grow Hospital
  • Silver Plus Hospital
  • Age-based discount
  • Pregnancy hospital cover

• Extras cover
  • Simple Extras
  • Mid Extras
  • High Extras
  • Premium Extras

• Ambulance cover

• Overseas health cover
  • OSHC Extras
    • Join OSHC Extras
  • Overseas Student Health Cover (OSHC)
  • Overseas Visitors Health Cover

• Why us?

• Join offer

• Using your hospital cover
  • Find a specialist
  • Find a hospital
  • Access Gap
  • Going to Hospital Guide
    • Step 1: Visit your GP
    • Step 2: Find a specialist
    • Step 3: Visit your specialist & get an itemised quote
    • Step 4: Call Peoplecare
    • Step 5: Book your procedure
    • Step 6: Going to hospital
    • Step 7: Check out of hospital & recover
    • Step 8: Get help for chronic conditions
  • How to use your ambulance cover
  • What is accident hospitalisation?

• Using your extras cover
  • Find a provider
  • Making a claim
  • Dental insurance
  • Optical insurance
  • Peoplecare Optical and Dental
    • Book appointment
    • Dental
    • Optical
    • Specials
    • About Peoplecare Optical and Dental
    • Contact Peoplecare Optical and Dental
  • Extras for surgery recovery
  • Extras for pregnancy
  • Health aids & wellness
  • Complementary therapies
  • Psychology 101
  • Speech therapy
  • Pharmacy benefits
  • Physiotherapy and Other Therapies
  • Chiropractic and osteopathy benefits
  • Extras annual limits guide

• Manage your health
  • Ask our experts
  • Health programs
    • Health Management
    • Diabetes management
    • Heart health
    • Joint health
    • Mental health
    • Weight loss
    • Complete Cancer Support
    • Nourish Baby
  • Hospital services at home
    • Hospital at Home
    • Rehab at Home
    • Chemo at Home
  • Health information
    • Conditions
    • Procedures
  • Need help navigating the healthcare system?

• Member perks
  • Refer a friend
  • Peoplecare Optical and Dental
  • Peoplecare Eyes Online
  • smile.com.au
  • Eyebenefit
  • Specsavers
  • Laubman & Pank
  • Travel insurance
  • Community First Bank
  • Q Optical Network
  • OPSM

• Government rules
  • Age-based discount
  • Lifetime Health Cover (LHC) loading
  • Australian Government Rebate
  • Medicare Levy Surcharge
  • Medicare Benefits Schedule (MBS)
  • Pharmaceutical Benefits Scheme

• Health insurance A to Z
  • Waiting periods & pre-existing conditions
  • Why have private health insurance
  • Time to get your own cover?
  • Who pays?
  • Public vs private
  • Ultimate tax guide
  • How to read your PHIS
  • Glossary
  • Clinical categories
  • Extras services

• Policies
  • Social media house rules
  • Code of Conduct
  • Fund Rules
  • Your security
  • Privacy policy
  • Terms of use
  • Complaints policy
  • Peoplecare Optical and Dental complaints policy
  • Human rights and modern slavery
  • Research reports
  • Consumer Guarantee

• Download forms

• Frequently Asked Questions (FAQs)
  • 2023 Annual General Meeting
  • Rate rise
  • About private health insurance
  • Manage your cover
  • Forms & statements
  • Saving money
  • Membership
  • Extras
  • Hospital
  • Ambulance

• Mobile

• Contact us

• Who we are
  • Our values
  • Our people
    • Our Executive Team
    • Our Directors
  • Our Achievements
  • Community
  • Members Health Fund Alliance

• Careers
  • What to expect
  • Jobs