Before and after your little of bundle of joy arrives, there are some handy things that might be worth claiming on your extras cover.
Add your newborn to your cover
Just a reminder that you need to add your new baby to your cover so that they don’t need to re-serve any waiting periods that you’ve served. Learn more here.
Common pregnancy conditions you could claim
Gestational diabetes usually starts in the sixth month of pregnancy and ends after birth. Treatment for gestational diabetes may involve:
- a controlled diet.
- insulin injections.
Claim: Dietician consultations and diabetes items from your health aids benefits.
Aches, pains and swelling are all common during pregnancy.
Claim: physio, chiro & remedial pregnancy massages.
Post-natal depression affects 1 in 7 women. So, there’s a good reason to get support if you need it.
Claim: psychology consultations.
High blood pressure can occur during pregnancy.
Claim: a blood pressure monitor.
Post-natal issues like lactation & sleep
Claim: - Post-natal classes, lactation consultant, sleeping safely & settling baby classes.
Source: Pregnancy, Birth and Baby
|
Pregnancy |
Simple |
Mid |
High |
Premium |
Standard (closed) |
Value (closed) |
Comprehensive (closed) |
|
|---|---|---|---|---|---|---|---|---|
|
Physiotherapy |
- Physiotherapy visit - Group classes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
Chiropractic |
- Chiropractic visit |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
Health Management |
- Genetic testing on unborn babies e.g. Harmony test, Genesyte test |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
Pharmacy |
- Script medication related to pregnancy complications e.g. nausea |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
Complementary Therapies |
- Remedial pregnancy massage |
No |
Yes |
Yes |
Yes |
Yes |
Yes |
Yes |
|
Dietitian |
- Dietitian consult |
No |
Yes |
Yes |
Yes |
No |
No |
Yes |
|
Ante/Post Natal Treatment |
- Ante natal classes - Lactation consultant - Sleeping safely & settling baby classes |
No |
No |
Yes |
Yes |
No |
No |
Yes |
|
Health Aids |
- Blood pressure monitor - Blood glucose monitor - Pregnancy shorts - Pregnancy belts - Diabetic consumables e.g. sensors, glucose test strips |
No |
No |
Yes |
Yes |
No |
No |
Yes |
|
Psychology |
- Psychology visits |
No |
No |
Yes |
Yes |
No |
No |
Yes |
|
Midwifery |
- Have midwife deliver baby at home |
No |
No |
Yes |
Yes |
No |
No |
Yes |
View benefit rates for your extras cover.
Extras waiting periods
| Waiting period | Extras cover |
|---|---|
| No waiting period | Services covered by your old fund (if you transfer straight to a similar level of cover with us) |
| 1 day | Ambulance |
| 2 months | All other services, except for those listed below |
| 2 months | General dental, pharmacy, physio, chiro, podiatry & natural therapies |
| 6 months | Optical |
| 6 months | Health management programs |
| 12 months | High cost dentistry |
| 12 months | Pre/post-natal services (including midwifery) |
| 24 months | Laser eye surgery & hearing aids |
Please note that not all items are listed and other waiting periods may apply. Please contact the fund for more information.
If you're upgrading your extras cover, waiting periods still apply for the services that you weren't previously covered for.