Before and after your little of bundle of joy arrives, there are some handy things that might be worth claiming on your extras cover.
Common pregnancy conditions you could claim
Gestational diabetes usually starts in the sixth month of pregnancy and ends after birth. Treatment for gestational diabetes may involve:
- a controlled diet.
- insulin injections.
Claim: Dietician consultations and diabetes items from your health aids benefits.
Aches, pains and swelling are all common during pregnancy.
Claim: physio, chiro & remedial pregnancy massages.
Post-natal depression affects up to 1 in 5 women and 1 in 10 men. So, there’s a good reason to get support if you need it.
Claim: psychology consultations.
High blood pressure can occur during pregnancy.
Claim: a blood pressure monitor.
Post-natal issues like lactation & sleep
Claim: - Post-natal classes, lactation consultant, sleeping safely & settling baby classes.
Source: Pregnancy, Birth and Baby
|Ante/Post Natal Treatment||
Extras waiting periods
|Waiting period||Extras cover|
|No waiting period||Services covered by your old fund (if you transfer within 30 days to a similar level of cover with us)|
|2 months||General dental, pharmacy, physiotherapy, chiropractic, podiatry & complementary therapies|
|2 months||Pre/post-natal services (including midwifery)|
|2 months||All other services, except for those listed below|
|6 months||Health management programs|
|12 months||Major dental|
|24 months||Laser eye surgery & hearing aids|
If you're upgrading your extras cover, waiting periods still apply for the services that you weren't previously covered for.