How to use your extras for pregnancy

Before and after your little of bundle of joy arrives, there are some handy things that might be worth claiming on your extras cover.

 

Add your newborn to your cover

Just a reminder that you need to add your new baby to your cover so that they don’t need to re-serve any waiting periods that you’ve served. Learn more here.

 

 

Common pregnancy conditions you could claim

Gestational diabetes usually starts in the sixth month of pregnancy and ends after birth. Treatment for gestational diabetes may involve:

  • a controlled diet.
  • insulin injections.

Claim: Dietician consultations and diabetes items from your health aids benefits.

Aches, pains and swelling are all common during pregnancy. 

Claim: physio, chiro & remedial pregnancy massages.

Post-natal depression affects 1 in 7 women. So, there’s a good reason to get support if you need it.

Claim: psychology consultations.

High blood pressure can occur during pregnancy.

Claim: a blood pressure monitor.

Post-natal issues like lactation & sleep

Claim: - Post-natal classes, lactation consultant, sleeping safely & settling baby classes.

Source: Pregnancy, Birth and Baby

Pregnancy

 

Simple

Mid

High

Premium

Standard (closed)

Value (closed)

Comprehensive (closed)

Physiotherapy

- Physiotherapy visit

- Group classes

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Chiropractic 

- Chiropractic visit

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Health Management

- Genetic testing on unborn babies e.g. Harmony test, Genesyte test

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Pharmacy

- Script medication related to pregnancy complications e.g. nausea

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Complementary Therapies

- Remedial pregnancy massage

No

Yes

Yes

Yes

Yes

Yes

Yes

Dietitian

- Dietitian consult

No

Yes

Yes

Yes

No

No

Yes

Ante/Post Natal Treatment

- Ante natal classes

- Lactation consultant

- Sleeping safely & settling baby classes

No

No

Yes

Yes

No

No

Yes

Health Aids

- Blood pressure monitor

- Blood glucose monitor

- Pregnancy shorts

- Pregnancy belts

- Diabetic consumables e.g. sensors, glucose test strips

No

No

Yes

Yes

No

No

Yes

Psychology

- Psychology visits

No

No

Yes

Yes

No

No

Yes

Midwifery

- Have midwife deliver baby at home

No

No

Yes

Yes

No

No

Yes

View benefit rates for your extras cover.

 

 

Extras waiting periods

Waiting period Extras cover
No waiting period Services covered by your old fund (if you transfer straight to a similar level of cover with us)
1 day Ambulance
2 months All other services, except for those listed below
2 months General dental, pharmacy, physio, chiro, podiatry & natural therapies
6 months Optical
6 months Health management programs
12 months High cost dentistry
12 months Pre/post-natal services (including midwifery)
24 months Laser eye surgery & hearing aids

Please note that not all items are listed and other waiting periods may apply. Please contact the fund for more information.

If you're upgrading your extras cover, waiting periods still apply for the services that you weren't previously covered for.