Medicare Levy Surcharge

The Medicare Levy Surcharge is paid by high income earners (that’s singles who earn over $105,000 and families that earn over $210,000 in the financial year) who don’t have private hospital cover.

The surcharge is between 1% and 1.5% (depending on your household income) and is paid on top of the 2% Medicare Levy paid by most Australian tax payers.

Work out the surcharge you’ll have to pay if you don’t have hospital cover

 

Step 1: Income Threshold
2026/27 Financial Year

Medicare Levy Surcharge
Base Tier

Single
$105,000 or less
Family*
$210,000 or less

 0%
Tier 1

Single
$105,001 - 123,000
Family*
$210,001 - 246,000

 1%
Tier 2

Single
$123,001 - 164,000
Family*
$246,001 - 328,000

 1.25%
Tier 3

Single
$164,001 or more
Family*
$328,001 or more

 1.5%

*If you're a family with children, the income threshold for each tier is increased by $1,500 for every child after your first.

Family includes couples and single parent families.