Extras cover (also called ancillary cover or general treatment) helps with things you generally don't get for free from the public health system in Australia such as dental, optical and physiotherapy. This guide explains the key features of Extras cover.
Products
Simple Extras gives you an essentials package at an affordable price. This is Extras with the essentials that is ideal for people who want to try Extras for the first time to get the base level optical, dental, physio + much more to make your life easier.
Designed for those seeking flexibility within their Extras cover, Flex Essentials Extras offers the ability to choose how you allocate your benefits within a set flexible single limit.
Mid Extras gives you value for money along with a broad range of benefits including the popular muscle-calming remedial massage plus access to all your essential services like optical, general dental, major dental, physiotherapy, chiropractic, osteopathy and more. If you have an eye for value, this is the cover to help you take care of your health.
Flex Up Extras is ideal for singles, couples and families looking for more flexibility and choice within their Extras cover.
High Extras gives you benefits to all our Extras services. This is a level of cover for people who need their Extras more than most. High Extras gives you major inclusions like orthodontics, laser eye surgery & hearing aids plus all the dental, optical and core services you’d expect at generous benefit levels.
Premium Extras gives you our best benefits to all our Extras services. If you give your Extras membership a serious workout, this is your cover.
Did you know about the Peoplecare combined Hospital and Extras cover discount? Get a 10% discount off any Peoplecare Extras cover when combined with any Peoplecare Hospital cover. Excludes Flex Essentials Extras and Flex Up Extras.
Australian Service Excellence Awards CSIA 2023 Highly Commended
* IPSOS 2023 survey results for open private health insurance funds.
Advantages of Extras cover
- Extras cover helps with things you generally don’t get for free from the public health system in Australia like:*
- dental
- optical
- physiotherapy
- chiropractic
- osteopathy
- acupuncture
- remedial massage
- hearing aids
- laser eye surgery
- Receive a rebate
Members may be eligible for a rebate (depending on your income) from the government to reduce the cost of Extras and Hospital cover premiums. It’s called the Australian Government Rebate on Private Health Insurance. View the income thresholds here.
Choosing an Extras cover is easy.
We have four options – Premium, High, Mid & Simple – so you can choose the best one for your needs & budget.
Please keep in mind that most services have an annual limit and waiting periods might apply.
Ambulance cover included
One thing that Peoplecare includes as a bonus is 100% land, air and sea ambulance cover with no annual limits with every Peoplecare cover.*
A short trip in an ambulance can be costly. To view what you are covered for, read here.
*State-recognised ambulance providers only.
