Up to $500 
Digital Gift Card*
 

Join eligible combined Hospital & Extras cover by 30 November
and receive a digital gift card valued up to $500.

Plus, we'll waive eligible 2- & 6-month Extras waiting periods. 

Find the right cover for you.

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T&Cs apply. Eligible combined Hospital & Extras products only. Up to $250 for Single/Single Parent policies and up to $500 for Couple/Family policies. Exclusions, limits and fund rules apply. Ends 30 November 2026. 


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Flexible Extras

Cover that moves with you, from dental and optical to physio and more. Tailor your extras as life changes. 

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Mental Health & Wellbeing Service

Access mental health programs and services to support you every day.

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Health Management Programs

Connecting members to the latest health and wellbeing programs - at no extra cost.

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Why choose us

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92% of our members are satisfied

We’ve got the health cover and service to make you smile.

Source: IPSOS 2025 Member Satisfaction Survey

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Your wellbeing is our priority

We’re on a mission to connect you to the latest health and wellbeing programs at no extra cost to you.

70+ years experience

We've been providing health insurance for over 70 years.

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We're member-owned

We're for members, not for profits.

Switching to Peoplecare is easy

  • Switching is easy
    We can handle the cancellation of your existing cover for you.

  • Waiting periods transfer with you
    We’ll make sure we recognise any waiting periods you’ve already served if you switch within 30 days!

  • 30-day cooling-off period
    If you change your mind within the first 30 days of joining or upgrading your cover, you will get a full refund, provided you haven't made any claims during that time.


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Join Offer Terms & Conditions

OFFER

  • All eligible customers who join and maintain eligible cover issued by Peoplecare Health Limited between 14 September – 30 November 2026 can receive a digital gift card valued at up to $500.
  • The value of the digital gift card will depend on the eligible level of cover purchased and is set out in the Reward Schedule below.
  • Members joining eligible Hospital and Extras cover during the offer period will also have 2- & 6-month waiting periods on eligible Extras services waived from their cover commencement date.

REWARD SCHEDULE
Combination Products: SINGLE & SINGLE PARENT
Eligible Single/Single Parent Cover Gift Card Value

  • Bronze Plus Hospital + Extras: $150
  • Silver Plus Essentials + Extras: $150
  • Silver Plus Hospital + Extras: $250
  • Silver Plus Grow Hospital + Extras: $250

Combination Products: COUPLE/FAMILY
Eligible Couple/Family Cover Gift Card Value

  • Bronze Plus Hospital + Extras: $300
  • Silver Plus Essentials + Extras: $300
  • Silver Plus Hospital + Extras: $500
  • Silver Plus Grow Hospital + Extras: $500

ELIGIBILITY
To be eligible for this offer, all the following conditions must be met:

  • The person joining is either:
    • a new Peoplecare primary policy holder who has never held cover with Peoplecare; or
    • a former Peoplecare primary policy holder who left the fund more than 12 months before the offer period commenced.
  • The person must purchase eligible cover issued by Peoplecare, that is one of the listed covers above only, between 14 September – 30 November 2026.
  • The person must join via the Peoplecare website or through the Peoplecare Contact Centre.
  • The person must commence their cover issued by Peoplecare with a start date of 14 September – 30 November 2026.
  • This offer can be extended or withdrawn at any time by Peoplecare Health Limited. Peoplecare Health Limited reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website, and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.

GIFT CARD

  • Peoplecare membership must be held for 60 continuous days and be financial prior to the digital gift card being issued.
  • The Peoplecare membership must be current and paid up to date at the time the offer is being redeemed.
  • The person must pay their premiums by direct debit, credit or BPAY from an account with a financial institution, such as a bank.
  • The member must provide a valid email address.
  • The digital gift card value issued will reflect the eligible level of cover held by the membership at the completion of the 60-day qualifying period.
  • Limit of one digital gift card per policy
  • Eligible members will receive their digital gift card within 14 days after eligibility requirements have been satisfied.
  • Digital gift cards are distributed via email from True Rewards and are subject to the applicable terms and conditions of the gift card issuer.

WAIVER OF WAITS

  • Eligible members joining an eligible Hospital and Extras combination policy during the Offer Period will have eligible 2- and 6-month Extras waiting periods waived from their cover commencement date.
  • This offer applies to Extras cover only. Hospital waiting periods are not waived. Excludes Major Dental, Orthodontics, Hearing Aids.
  • Annual limits, service limits, fund rules, policy rules and any applicable waiting periods continue to apply.
  • If you’re switching from another health fund, any extras benefits you have received may be taken into account when calculating your annual limits with Peoplecare. This means you may not be able to claim on your extras straight away.

EXCLUSIONS

  • This offer is not valid for any of the following products:
    • Ambulance only products;
    • Basic Accident or Basic Plus combination products
    • Hospital only or Extras only products
  • This offer is not valid in combination with any other Peoplecare discount or promotion.
  • This offer is not available when joining through an aggregate channel
  • This offer cannot be exchanged or redeemed for cash.
  • Members whose policy is cancelled, suspended or in arrears prior to fulfilment of the offer are not eligible to receive a digital gift card.
  • Peoplecare is not responsible for lost, deleted, expired or unredeemed digital gift cards once issued by the supplier.