Have Peoplecare Extras cover? We might be able to help with the cost of certain health programs, equipment & screening services.*
What does that mean? It means that if your doctor or other registered healthcare professional diagnoses you with a condition that needs things like gym equipment to treat it, you might be able to claim back some of the costs with us.
Important: to claim fitness equipment and exercise program benefits, you’ll need to fill out a Declaration of condition form to let us know what condition is being treated.
Benefits are available for conditions or risk factors like:
- Coronary artery disease
- Joint health (arthritis & osteoporosis)
- Diabetes
- Mental health (stress & anxiety)
- Lung conditions (asthma, COPD)
- Weight management (obesity or malnutrition)
- Chronic pain (back pain)
- High blood pressure
- High blood cholesterol
- High blood glucose
- Poor diet
- Overweight
- Stress
- Smoking
These are just some examples, there are plenty of other conditions that you can claim health management benefits for. More examples are below, but if you’d like more info just give us a buzz.
The benefits
| Product | Benefit | Limit (reset every financial year) |
|---|---|---|
| Premium Extras | 80% of the cost | $250 (per person) max $500 (per family) |
| High Extras | 70% of the cost |
$200 (per person) |
| Mid Extras | 60% of the cost | $150 (per person) max $300 (per family) |
| Simple Extras | 50% of the cost | $100 (per person) max $200 (per family) |
| Comprehensive Extras^ | 100% of the cost | $150 (single cover) $300 (all other covers) |
| Value Extras^ | 100% of the cost | $125 (single cover) $250 (all other covers) |
| Standard Extras^ | 100% of the cost | $100 (single cover) $200 (all other covers) |
^ Please note that Comprehensive, Value and Strandard Extras are closed to new members.
What falls under Health Management?
There are 3 areas of Health Management: fitness equipment & programs, improvement & weight management programs and health screening.
| Fitness equipment & programs | |
|---|---|
|
We can only pay benefits for fitness programs and equipment if it's part of a health management plan/program from your GP or other healthcare professional. To claim these benefits, you'll need to fill in a Declaration of condition form. Things that might be covered:
To find out if a program you’re doing is eligible for benefits, give us a buzz on 1800 808 690. |
What you need:
|
Please note: pregnancy isn’t considered a medical condition. For more information, download our Having a baby fact sheet.
| Improvement & weight management programs | |
|---|---|
|
Improvement programs:
Approved weight loss program providers*:
*These providers are correct as of February 2021 and are subject to change without notice. Please give us a call if you’d like to know more. To find out if a program you’re doing is eligible for benefits, give us a buzz on 1800 808 690. |
What you need:
|
Please note: pregnancy isn’t considered a medical condition. For more information, download our Having a baby fact sheet.
| Health screening | |
|---|---|
Any of the above tests must be requested by a medical professional and not claimable through Medicare. For more info on services that are eligible for benefits, give us a buzz on 1800 808 690. |
What you need:
|
* You need to have extras cover & have served your 6-month waits to use these benefits. We pay benefits for approved programs to manage or treat a specific health condition. Under the Private Health Insurance Act, we can’t pay benefits for goods and services that are for the purposes of sport, recreation or entertainment (like gym memberships or sports shoes).
