How to take advantage of hospital and extras cover

Combined cover is when you take out both hospital and extras insurance together. Learn how to make the best of combination health insurance.

Weight loss options

Peoplecare offers both hospital and extras cover that provide benefits for weight loss programs and medical conditions common with excess weight.

We're here to support Australians achieve a healthy lifestyle.

Vision

A little trick can help you make sense of health insurance for your eyes:

extras cover improves your sight (laser eye surgery, glasses & contacts)
hospital cover removes things from your eyes (cataracts, infections, trauma to the eye)

Sleep

Sleep studies diagnose sleep disorders such as sleep apnoea and are a common in-hospital inclusion on hospital covers such as Peoplecare’s Bronze Plus, Silver Plus Grow and Silver Plus (out-of-pocket costs may apply).

A common treatment for sleep apnoea is a Continuous Positive Airway Pressure (CPAP) machine. CPAP benefits are available on a number of Peoplecare extras covers.

Surgery and recovery

Our team of experts at Peoplecare have a guide to using your extras cover to recover from four common hospital surgeries including:

foot surgery
hip surgery
knee surgery
shoulder surgery

Pregnancy

Our pregnancy packages come with extras cover, giving you the healthcare options in and out of hospital for yourself and your baby. Peoplecare extras covers provide benefits for things like:

genetic testing
physiotherapy
chiropractic therapy
dental care – pregnancy can affect teeth and gums. Gum disease is linked to premature birth and low birth weight

Plus, use your extras benefits to access Nourish Baby, a program that supports parents through pregnancy, birth and beyond.

Wisdom teeth surgery

Wisdom teeth surgery is an unusual case where extras cover can provide benefits towards out-patient (out of hospital) and in-patient (in hospital) surgical fees from your treating dentist or oral surgeon while hospital insurance can be used for in-patient hospital theatre fees.

Using your hospital cover

Learn the tricks to help you avoid unexpected bills if you go to hospital.

Using your extras cover

Learn the tricks to help you avoid unexpected bills if you go to hospital.

Keep them bundled

Peoplecare’s hospital and extras packages apply a 10% discount on your extras cover compared to taking out extras only cover.

See our combined covers