Can I pre-pay to lock in lower premiums?

Yes, you can prepay at the lower rate for up to 12 months. However, you must do so before 1 April 2026.  You can prepay by: 

• Credit or debit card via the Peoplecare app or Online Member Services by 11:59pm Tuesday 31 March 2026  
• Direct debit – by 5pm Wednesday 25 March 2026  
• BPAY – before your bank's close of business on Thursday 26 March 2026.