Our team of experts at Peoplecare have come up with a table to show you how to use your cover to recover from:
- foot surgery
- hip surgery
- knee surgery
- shoulder surgery
Below are our benefits on our 6 levels of extras cover. Just be aware that waiting periods apply (displayed below).
| Extras category |
Extras service | Simple | Flex Essentials | Mid | Flex Up | High | Premium |
|---|---|---|---|---|---|---|---|
| Physiotherapy |
|
Yes | Yes | Yes | Yes | Yes | Yes |
| Chiropractic |
|
Yes | Yes | Yes | Yes | Yes | Yes |
| Health Management |
|
Yes | No | Yes | Yes | Yes | Yes |
| Exercise Physiology |
|
Yes | Yes | Yes | Yes | Yes | Yes |
| Osteopathy |
|
Yes | Yes | Yes | Yes | Yes | Yes |
| Complementary Therapies |
|
No | Yes | Yes | Yes | Yes | Yes |
| Dietitian (If need to lose weight) |
|
No | Yes | Yes | Yes | Yes | Yes |
| Podiatry |
|
No | No | Yes | No | Yes | Yes |
| Occupational Therapy |
|
Yes | No | Yes | Yes | Yes | Yes |
| Health Aids |
|
No | No | No | No |
Yes |
Yes |
| Home nursing |
|
No | No | No | No | Yes | Yes |
Extras waiting periods
| Waiting period | Extras cover |
|---|---|
| No waiting period | Services covered by your old fund (if you transfer within 30 days to a similar level of cover with us) |
| 1 day | Ambulance |
| 2 months | General dental, pharmacy, physiotherapy, chiropractic, podiatry & complementary therapies |
| 2 months | Pre/post-natal services |
| 2 months | All other services, except for those listed below |
| 6 months | Optical |
| 6 months | Health management programs |
| 12 months | Midwifery |
| 12 months | Major dental |
| 12 months | Orthodontics |
| 24 months | Laser eye surgery & hearing aids |
If you're upgrading your extras cover, waiting periods still apply for the services that you weren't previously covered for.