Community First Bank


A deal from our mates at Community First Bank

You may not know that for a number of years now, we've teamed up with Community First Bank, a member-owned banking organisation. Why? To bring you even more benefits. Just like us, Community First were created for one reason only – to benefit their members.

Since 1959, Community First has benefited members through amazing service, fair fees and competitive rates on savings and loans.

Community First Credit Bank offers a full range of competitive products and services including home loans, personal loans, term deposits and the award-winning McGrath Pink Visa credit card.

So, why Community First?

Just like Peoplecare, Community First is owned by its members – not shareholders. So, they exist to help their members find the best solutions for their individual needs.

Also, just like us, Community First is proof that you don’t need to go bigger to get better.

With a genuine commitment to support the community, focused on delivering products for your life, service you deserve and value for money.

What does that mean for you?

Whether you want a low-rate credit card or simply a savings account, Community First have a range of great value products that can help give you extra peace of mind.

And, with their competitive home loan rates, you could switch and save.

Low rate credit card

We think the McGrath Pink Visa credit card is one of the best cards going around. Not only is it award winning, it has one of the lowest rates in Australia and it helps to support McGrath Breast Care Nurses by donating half its annual fee ($20) to the McGrath Foundation.

Here’s the low down:

  • Same low rate of 8.99% p.a* on purchases, cash advances and balance transfers
  • Up to 55 days interest free
  • Low annual fee of $40
  • For each card issued, Community First will donate $20 to the McGrath Foundation for every year the card is held


Find out more



Credit eligibility criteria, terms & conditions, fees & charges apply. *Rates are current as at 15 February 2023 and subject to change without notice. Community First Credit Union donates $20 to the McGrath Foundation from the annual fee for each McGrath Pink Visa card. The McGrath Foundation raises money to place specialist McGrath Breast Care Nurses wherever they’re needed and seeks to increase breast health understanding.

This information is general advice only and does not take into account your objectives, financial situation or needs. Before deciding whether to buy any product, you should consider your personal circumstances. You should also read and consider the Terms and Conditions and Conditions of Use available at - terms and conditions, fees and charges may apply. Community First Credit Union Limited ABN 80 087 649 938 Operating as Community First Bank AFSL and Australian credit licence 231204.